The Wealth Equation

Should I Pay off Debt or Invest?

Episode Summary

Debt isn’t bad, it’s a tool. But how you use it determines whether it accelerates your wealth or quietly eats away at it. In this episode, I break down how to think about debt like an investor, not a victim. You’ll learn when it actually makes sense to pay off debt first, how to invest while paying it down, and one sneaky hack to access credit for free (without paying a single dollar in interest).

Episode Notes

Debt isn’t bad, it’s a tool.

But how you use it determines whether it accelerates your wealth or quietly eats away at it.

In this episode, I break down how to think about debt like an investor, not a victim.

You’ll learn when it actually makes sense to pay off debt first, how to invest while paying it down, and one sneaky hack to access credit for free (without paying a single dollar in interest).

Tune in to learn:

• Why debt isn’t inherently good or bad—and how to leverage it to grow faster
• How to decide when to pay off debt vs invest first
• Why every woman should be investing even with debt
• The surprising math behind interest rates that determines your best move
• A sneaky 0% balance transfer hack to access credit for free